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Employment Practices Liability (Small Business)

Employment Practices Liability

Protection against claims and allegations made by employees.

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What we offer

Our Employment Practices Liability package is specifically designed for businesses with up to 500 employees, who understand their EPL exposure but do not wish to purchase D&O insurance.

Coverage Highlights

Coverage for Canadian and U.S. employees
Coverage for claims based on discrimination, harassment and unfair dismissal
Coverage for claims made by employees, former employees or applicants for employment
Third party coverage available – for claims made by customers
Coverage for punitive damages and exemplary damages

Who we can help

Media companies
PE-backed firms
Construction
Technology
Manufacturing
Recruitment
Pharma/Biotech
Commercial property owners
Retail
Hospitality
Education

The Beazley Difference

Expert underwriters with technical backgrounds and hands-on experience in the field
Deep understanding of environmental exposures
A global underwriting team that works collaboratively with brokers and insureds
A focus on complex and hard to place risks
Consistent appetite which is broader than most other insurers
Bespoke policy wordings for the client’s industry and environmental needs
Dedicated claims managers to work with clients throughout the entire claims process